Financial Fitness Check-In: December 2022

Welcome to the first financial fitness check-in where I am using my own spreadsheet rather than Mint and a pen and paper. It's kind of it's first test run. The one thing I cannot figure out is how to combine what I've classed as my "Bills" chart and my "Expenses" chart into one pie chart … Continue reading Financial Fitness Check-In: December 2022

What I’m Buying in November

I'm not planning on buying much in November, not a no-buy but just really scaling it back. I also want to really refocus on saving. I want to have enough savings to be able to apply for jobs all over and not be worried about how much it costs to move there, I want to … Continue reading What I’m Buying in November

Financial Fitness Check-In: October 2022

October was a much more expensive month than I expected it would be or thought it was. There were a couple annual expenses that I forgot about and I impulse decided to buy concert tickets for Maggie Rogers in February. The other financial thing that is a big relief is that I have new landlords, … Continue reading Financial Fitness Check-In: October 2022

What I’m Buying in July

I'm doing a bit of a low-buy this month, May and June were pretty spendy with trips to Winnipeg and Minneapolis, and I need to bring it back in and re-focus on my other financial goals again. I do however really need some new activewear, a couple skincare restocks, and it's my birthday month so … Continue reading What I’m Buying in July

Financial Fitness Check-In: June 2022

June was an amazing month, I did some travel, I was social, I crossed some things off my shopping list and 2022 plans, and had some adventures. Unfortunately, that does mean that I had a more expensive month than I was hoping for. I don't regret it so much as I know I have to … Continue reading Financial Fitness Check-In: June 2022

Financial Fitness Check-In: What I Spent in May

I know that May was going to be a bit more of a spendy month for me, I had a trip planned to get out of my one-horse town (literally, I have seen 1 horse here, and I am a former horse girl, so I notice stuff like that) and that I was looking to … Continue reading Financial Fitness Check-In: What I Spent in May

What I’m Buying in April

I think that April is going to be a month that I focus a bit on starting to build a wardrobe that is realistic for my current circumstances, rather than aspirational. I love clothes, I love dressing up and wearing pretty dresses and pretty shoes, but I also hate attracting attention to myself (says she … Continue reading What I’m Buying in April

My Pay Week Routine

As a part of working to pay off my debt and generally "get ahead" I have established a pay week routine to help me plan in detail where every dollar is going. Essentially it's part of a zero-based budget routine. Which many finance people talk about, but Dave Ramsey is one of the biggest proponents … Continue reading My Pay Week Routine

November Spending Plan: When Expected Expenses are More Expensive than Expected

In an effort to hold myself even more accountable with my personal finances I want to start logging them on here, both spending plans or a monthly budget at the beginning of the month and a check-in at the end of the month. Last month was one of the first net positive months I have … Continue reading November Spending Plan: When Expected Expenses are More Expensive than Expected

Wednesday Wants

So this is one of the ideas I came up with last week when instead of writing a blog post I spent my allotted "blog time" rethinking what I'm doing with the blog and what's been "performing". I kind of don't like that I care about what's performing when this was supposed to be a … Continue reading Wednesday Wants