Tag: money
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If Money Doesn’t Buy Happiness, Then What Is This?
No, like, seriously. Maybe it’s been that I had vacation coming up, or am now on vacation, or just the increase in Vitamin D production my body has been experiencing lately thanks to living in the Northern hemisphere, but I have been allowing myself to make decisions with my heart and not my head lately.…
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What I’m Buying in November
I’m not planning on buying much in November, not a no-buy but just really scaling it back. I also want to really refocus on saving. I want to have enough savings to be able to apply for jobs all over and not be worried about how much it costs to move there, I want to…
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Financial Fitness Check-In: April 2022
March and April have been such a change from January and February this year that I almost feel like I have whiplash, I definitely still feel confused about so much. Like why do I feel guiltier about spending money, now that I actually have some than I did when I was constantly maxing out my…
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My Pay Week Routine
As a part of working to pay off my debt and generally “get ahead” I have established a pay week routine to help me plan in detail where every dollar is going. Essentially it’s part of a zero-based budget routine. Which many finance people talk about, but Dave Ramsey is one of the biggest proponents…
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Financial Fitness Check-In: January 2022
I have a lot of financial goals this year, and to be honest we are not off to a good start. I think that this month will turn things around if I continue to keep my spending in check. I think most people find January to be a lean month, at least people that celebrate…
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2022 Goals/Plans/Aspirations
I don’t know what to call this post or these things. Calling them plans seems like asking for failure as we head into the third calendar year of the pandemic, when nearly all plans have been dashed, destroyed, and ruined. Including the majority of my Christmas break plans, so I guess having plans ruined is…
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Spending Check In: November Review, December Plans
So like I said last month, I hoping that putting my money choices and realities out there (loosely, without super explicit details, that feels weird). And well, November was a disaster. It would have been fine if I hadn’t needed to spend $1000 on winter tires, I would have pushed my budget to the limits,…
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November Spending Plan: When Expected Expenses are More Expensive than Expected
In an effort to hold myself even more accountable with my personal finances I want to start logging them on here, both spending plans or a monthly budget at the beginning of the month and a check-in at the end of the month. Last month was one of the first net positive months I have…
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Preparing for Holidays Alone
This coming weekend is Thanksgiving weekend here in Canada. The technical day is this coming Monday, the second Monday in October. And while I might feel a bit hypocritical writing this when I actually do have plans this Thanksgiving, I wasn’t expecting to, and I have spent most Thanksgiving weekends alone since I went to…
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No-Buy Month
I spent way too much money in July, some of it was explainable. It was a magical three paycheque month (if you get paid bi-weekly there are 2 months a year were you get 3 paycheques in a month). Normally my paycheques are pretty accounted for, with the first one of the month being most…
Laura Caeris - Thoughtful Millennial 