Tag: financial fitness
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Financial Fitness Check-In: November 2023
So it was supposed to be a No-Spend November, and overall I did quite well. But for all my bluster about avoiding Black Friday, I succumbed. I did do what I said I would and only bought things I have been thinking about for ages or actually needed. I bought a printer, ink, and a…
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Financial Fitness Check-In: October 2023
October was baaaaad. I knew it was going to be an expensive month. I spent a full week down in Guelph at an AirBnB (it was paid for in September), and I ate out a lot basically the entire week, got some beauty appointments done, and bought some things I wasn’t planning on buying. Let’s…
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No-Spend November
I have been feeling like I need a hard reset. Life has just been super busy the past few months, good busy, the best busy. But during the pandemic I got really used to keeping my apartment to a certain level of organization, my finances to a certain level of healthy, my chores a certain…
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Financial Fitness Check-In: September 2023
This is the second last month of the Year of Weddings and I CANNOT wait to be having a normal budget month. It’s only going to be November because in December I will be travelling home for the holidays, and then in January be coming back up north. So we have November and then February…
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Financial Fitness Check-In: August 2023
The summer of spending money would be a very accurate description. Taylor Swift in Minneapolis in June, Phoenix, New York, London, and Ireland in July, Toronto in August. It’s not slowing down at all until mid-October, but I am actually thinking that we will be making a net return for the black in September. But…
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Financial Fitness Check-In: July 2023
Well, I just checked my student loan account and at my current rate of payment I will have them paid off in November, 2033. And that sent me into a spiral. I have another DECADE. Doing that right after logging all my vacation month spends was not the best idea. But we did it. Which,…
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Financial Fitness Check-In: May ’23
For some reason, I am really struggling with how to start this this month, so I’m just going to start writing and see what happens. This is the overall breakdown of everywhere my money went in the month of May. This chart is very illuminating to me because I would really like to see a…
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April Financial Fitness Check-In
April was a weird month, because I both had significantly more income than I was expecting, but I also spent way more than I was expecting, partly as a result of that and I still have some outstanding reimbursements as some of the things I bought were for other things. In my bills category I…
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Financial Fitness Check-In: March 2023
To be completely frank, I was a bit of an idiot in March. Not totally, I’ll get into it in the breakdown, but some of it was just me not thinking. I’m really working on tightening the belt in April, May, and June so that I can have fun on what is working out to…
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Thoughts On Emergency Funds
Last week I found myself thinking about drawing on my emergency fund, not for an emergency but for a variety of potential things: summer tires for my car, to make a bigger dent in my credit card debt, to not use overdraft, to buy a kitchen island, and a million other things. I sometimes find…
Laura Caeris - Thoughtful Millennial 